Receive Cash With Least Documentation

24 Jan 2012

Not having any proof of income? You do not need to worry! It is quite possible to obtain fiscal aid even in the absence of any income proof! Low doc personal loans are basically designed for borrowers having no income proof such as financial statements or tax returns at the time of making application! Whether you are self employed, investor, seasonal worker, small business owner, or independent contractor, you can apply for these loans.

Low doc personal loans fall into three major categories no ratio loans, no doc loans, stated income loans. No ratio loans are for borrowers who do not want to report their income. No doc loans allow borrowers to go through the application procedure without submitting any financial documents. Thus, giving the borrower full privacy. And, stated income loans are for borrowers having fluctuating income.

By applying for low doc personal loans, you can obtain ample amount to finance your needs, which may include, buying new or used car, home renovation, consolidating high interest debts, making monthly installments, credit card dues, holiday trips, and so on.

Amount that you can apply for in low doc personal loans may vary based on several factors like the category of loan you have selected, documentation you are providing, repayment ability, requirements etc. There can either be variable rate or fixed rate low doc loans. 

If you have good credit ratings, you can easily apply for low doc personal loans, and obtain cash at comparatively lower interest rates. However, even though your credit record is not good enough, you can apply for these loans. But, you will have to pay slightly higher interest rates.

Online application is available for Bad Credit Payday Loans. You just need to fill and submit the online application form. You can accomplish the task sitting in your home or office. Once you have submitted your application, processing immediately starts. And, within very less time period, cash is provided to you! However, before making an application, it is important to do some research, and compare free loan quotes, to select the deal that suits your requirement the most!


As the name itself implies, low doc personal loans, requires very less documentation. Instead of providing tax returns, or any other income proof, you simply need to sign a declaration, confirming repayment of the borrowed amount.

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.